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Thank you, we are really pleased to have the house sold - now we are able to start focusing on building the new one. Our home sold for slightly above the asking price. We found that Bytheowner was an excellent tool to ensure that we were only showing our home to people who were truly interested. The Bytheowner website along with our ID# was referenced in our newspaper ads and on our answering machine. This way interested parties were able to see the write up and pictures of our home prior to making an appointment to see it in person - and it worked wonderfully! This was a priority for us - as we have a young family and it is very difficult for us to keep the house looking anything but "lived in" most of the time. We really appreciated your prompt response to any of the changes to our ad that we requested and we are thrilled with the 18 day turn around on our home. The for sale sign looks very professional (the sold sticker should be larger), and the list of properties sold recently sold in our area was very helpful. Thank you again for your help!
|Total known costs||$121.93||$1,463.10|
So you decided you like this property and would like to make an offer.
Here are the steps.
As soon as possible in your buying process, make sure you can get the necessary financing to acquire the property. Consult a financial advisor and/or get a pre-approved mortgage. You will then know the exact amount of the loan that your financial institution is willing to lend you.
It's important to hire a lawyer who specializes in real estate. You could find yourself in a bidding war for the home you want, and it doesn't hurt to have a lawyer look over any offer to purchase before you submit it. A real estate lawyer will also conduct a title search and check for outstanding taxes and liens on the property.
You can contact your lawyer for help with filling out the offer document, which can be downloaded here or provided to you by the sellers. You then present the written offer to the seller. This document includes the price, conditions, deposit and closing date. The seller either accepts, rejects or counters the offer (also called "signing back" the offer).
Hiring an inspector is voluntary, but it's a smart idea for resale homes. You can choose to make your offer to purchase the home conditional on the outcome of your inspection. If your inspection reveals major problems, you can negotiate those repairs with the seller before your deal closes, or legally withdraw your offer.
New Home Warranties are typically used when you buy a brand new home. The builder provides a New Home Warranty to cover things like deposits and completion dates, along with labour and materials for at least one year after the home was built. It also protects you against structural problems for a minimum of five years.
Finalizing the deal will include the final approval of your mortgage, a meeting with your lawyer to finalize details like insurance and conditions, and the results of a title search.
There's a lot to do before you move. Line up utilities and other services like phone, cable and internet. If you rent, you must give your landlord notice. Also, forward your mail to your new address and hire a moving company. Preparing these things well in advance will help you make a smooth transition to your new home.
This is the day you legally get possession of the house. Your lawyer completes the paperwork (so the home is in your name), payments are finalized and you receive the deed and the keys. Congratulations on your new home!