Travis Holowach is the co-founder of ComFree Realty and a serial entrepreneur with over two decades of experience disrupting the Canadian real estate industry. After building ComFree into the largest for-sale-by-owner company in the world and saving Canadians over $85 million in commissions, Travis stepped away before reclaiming the brand in 2024 and relaunching it under its original mission. Based in Edmonton, Alberta, he is passionate about empowering buyers and sellers to navigate real estate on their own terms, without paying unnecessary commissions.
Canadian home sellers are more optimistic about the spring market, with fewer listings being canceled—only 17.8% in December 2024, the lowest since May 2023. This optimism is partly fueled by recent rate decreases and the potential for a spring federal election, particularly in Ontario. While home sales were down 5.8% month-over-month, they rose 13% from […]
The Bank of Canada has just reduced its key overnight rate by an additional 25 basis points (0.25 percentage points), bringing it down to 3%. This latest reduction marks the sixth consecutive rate cut in 2024, following a series of five earlier reductions. However, today’s move is less aggressive than the two previous 50-basis-point cuts, […]
Canadian mortgage borrowers are facing economic uncertainty due to political changes, potential U.S. tariffs, and falling interest rates. Experts suggest that whether to choose a fixed- or variable-rate mortgage depends on market conditions. Variable rates may be appealing if rates continue to fall, but fixed ratesoffer more stability and are currently more competitive. For those unsure about future […]
In 2024, Canada’s real estate market showed mixed trends. The luxury sector remained robust, with sales of high-end homes in cities like Toronto and Vancouver remaining steady or even increasing. Price growth is expected in major cities like Vancouver, Toronto, and Montreal in 2025. On the rental side, after years of rising rents, there was […]
Tax Rates in 2024 Homeownership in Ontario comes with a variety of taxes that homeowners need to consider. These taxes include: Some municipalities also charge taxes on vacant properties to encourage renting and increase housing supply. Read More!
In December 2024, 80% of condos in the Greater Toronto Area (GTA) sold for less than asking, and 71% of single-family homes also sold below list price. The condo market saw lower competition due to higher supply and fewer buyers, while the single-family home market is tightening, partly due to an increase in the insured […]
Despite ongoing challenges, Canadian homebuyers are committed to entering the market in 2025. According to Wahi’s Homebuyer Intentions Survey, 52% plan to cut spending, 31% will adjust investments, and 30% intend to work extra hours to afford a home, reflecting a shift from last year. In Ontario, developers can now use mass timber for buildings […]
The Canadian housing market is expected to see strong growth in 2025, with rising home sales and prices. November data shows a 2.8% increase in sales and a 0.6% rise in benchmark prices, though prices remain 1.2% lower than last year. Experts predict steady growth as interest rates decrease and new mortgage rules, such as […]
New mortgage rules coming into effect in December 2024 aim to support Canada’s housing market recovery, but their long-term impact may be limited due to rising home prices and ongoing affordability challenges. The key changes are: Experts warn that while these measures will likely provide a short-term boost, they won’t solve underlying problems like housing […]
The federal Competition Bureau is investigating the Canadian Real Estate Association (CREA) over two policies that may be inflating real estate commission rates. The inquiry, launched in June, focuses on: CREA has not been found guilty of any wrongdoing. Its chair, James Mabey, defends the policies, claiming they are pro-competitive, increase transparency, and improve services. […]
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These forms are provided to ComFree’s Unrepresented Sellers as a part of their Mere Posting ComFree Listing Contract and in partnership with Zubic Law.
I acknowledge I can only access these forms as a ComFree customer under contract.
These forms are provided to ComFree’s Unrepresented Sellers as a part of their Mere Posting ComFree Listing Contract and in partnership with Zubic Law.
I acknowledge I can only access these forms as a ComFree customer under contract.
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