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Property Listings expected to surge in 2025 as over 1 million mortgages come up for renewal

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ComFree

November 14, 2024

Homeowners in Canada may face challenges over the upcoming year when renewing their mortgages in 2025, particularly with higher interest rates on fixed mortgages than when they purchased. With this forecast in mind, homeowners need to be thinking about how to maintain the greatest equity in their home and ease the potential stress of these mortgage renewals.
A few factors to consider:

  • How can you preserve the maximum equity if a residential home sale is necessary at the time of your mortgage renewal process?
  • If property listings are expected to surge through 2025, what do you need to do to be competitive to ensure you can buy and sell with ease?

If your mortgage is coming up for renewal in 2025, ComFree is here to help, offering a service with zero commissions for buyers and sellers alike, while providing maximum exposure and a competitive home pricing advantage.

How ComFree Helps You Navigate the 2025 Housing Market

  1. Higher-Quality Showings with Qualified Buyers: ComFree offers immersive 3D virtual tours that provide potential buyers with a more detailed, accurate view of the property. This helps reduce the number of “tire kickers” — casual browsers who aren’t serious about purchasing. With fewer low-quality showings, sellers are more likely to attract qualified buyers who are truly interested and financially able to make a purchase.
  2. No Commission Fees — Save on Costs: One of the most significant benefits of ComFree is that there is no middleman, which means sellers don’t have to pay high real estate commission fees (typically around 5% in Canada) and buyers don’t need to pay increased asking prices. This saves both parties thousands of dollars, which can be especially helpful in a market where home pricing may need to be adjusted.
  3. Maximum Exposure: ComFree MLS listings receive the same exposure as those listed with any full service brokerage. All ComFree properties are listed on the MLS®/Realtor.ca and comfree.com. This ensures sellers still reach the maximum audience and buyers know your home is on the market.
  4. Discounted Legal Fees: ComFree offers discounted real estate legal fees through its partnerships across Canada. Buyers and sellers can expect to save between $500 and $1,200 in closing process legal fees, helping to reduce the overall cost of selling their home.
  5. Streamlined Buying & Selling Process: ComFree provides the maximum benefits of a full service agent, but cuts outs the middleman, making the real estate transaction process simple and easy! From MLS listing to closing, homeowners have come to rely on ComFree to offer all the tools and support needed.

If you are looking to sell in the upcoming month, ComFree allows you to save thousands which increases your home buying power AND increases your competitive advantage if the prediction of increased property listings in 2025 rings true. Looking to learn more about the benefits of selling with ComFree? Find out more about how to simplify your home selling journey or explore our immersive Matterport virtual tours.

Key Takeaways: Preparing for 2025 Mortgage Renewals with ComFree

  • Over one million Canadian mortgages will come up for renewal in 2025, potentially leading to a surge in property listings.
  • ComFree Realty helps homeowners save approximately 5% in commission fees by eliminating traditional real estate agent costs.
  • The platform provides comprehensive MLS exposure by listing properties on both MLS®/Realtor.ca and comfree.com.
  • Homeowners can save between $500 and $1,200 in closing legal fees through ComFree’s partnership networks across Canada.
  • The service includes professional 3D virtual tours that help attract qualified buyers and reduce time-wasting showings.
  • ComFree’s commission-free model provides sellers with a competitive advantage during periods of increased market listings.
  • The platform streamlines the real estate transaction process by offering full-service benefits without traditional agent involvement.

Sell Smarter.
Buy Better.

With ComFree, it’s easy! Finally, a platform that connects buyers and sellers. Offering support and service every step of the way, we save you money and give you back control.

These forms are provided to ComFree’s Unrepresented Sellers as a part of their Mere Posting ComFree Listing Contract and in partnership with Zubic Law.

I acknowledge I can only access these forms as a ComFree customer under contract.

These forms are provided to ComFree’s Unrepresented Sellers as a part of their Mere Posting ComFree Listing Contract and in partnership with Zubic Law.

I acknowledge I can only access these forms as a ComFree customer under contract.

How It Works

1. Purchase Your Package

2. We Ship Your ‘For Sale’ Sign

3. Book Your VR Tour

4. Complete Listing Input Forms

5. We Make Your Listing Live

6. Get Support 7 Days a Week

7. iSOLD!