tone, while a bright, open layout invites natural light throughout. Over the years, major improvements have been carefully completed, including the insulation, plumbing, bathrooms, woodstove, and a full 200-amp electrical service, legal suite offering peace of mind alongside character. Each level of the home has its own bathroom, with two cozy loft-style bedrooms upstairs, an additional bedroom on the main floor, and flexible living spaces that adapt easily to family life. The lower level adds a powerful bonus: a furnished 1-bedroom legal suite with its own private entrance, currently rented for $1,400 per month. Whether you’re welcoming extended family, hosting guests, or offsetting your mortgage, this income helper changes what’s possible. For a first-time buyer: Purchased at list price with 5% down ($38,000), including mortgage insurance of $23,680, estimated monthly mortgage payments are approximately $3,302.33 (interest rates may vary). With the suite income, that drops your effective monthly housing cost to roughly $1,902.33 — making ownership far more approachable. (id:62650)